Getting fit is important to you, and you’re willing to spend money to reach that goal. But are you spending too much money on it? Find out if you’re giving your wallet too much of a workout.
Signs That You’re Spending Too Much on Fitness
You’re Paying for Luxury Services with a Basic Income:
When it comes to fitness, you’re spending beyond your means. You’ve signed onto a membership at a top-quality gym. You’ve filled your schedule with different fitness classes. You’ve even hired a personal trainer to help you push your limits. But have you noticed that all of these expenses are pushing the limits of your budget, too?
If you’re making a basic income, you can’t afford to spend so much on fitness alone. Even doing something as simple as taking boutique fitness classes will eat at your finances. In most cities, it costs an average of $34 per boutique class. If you only took 2 classes a week, you would be spending almost $300 per month and over $3000 per year on this one part of your routine.
Fitness Is Taking Over Your Budget:
Fitness shouldn’t be taking up a massive portion of your budget. And it definitely shouldn’t be taking up more room than essentials like food, transportation or utilities. If your workouts are taking priority over these crucial expenses, you’re spending way too much.
You Have No Money for Emergencies:
Not only is your fitness routine taking up too much room on your budget, but it’s also setting you up for financial trouble. You’ve whittled down your savings and racked up your credit card because you’re trying to keep up with an expense that you can’t afford. What will you do if there’s an emergency?
Don’t panic. If you don’t have the funds to cover an unexpected expense, you can apply for an online line of credit. As long as your account is approved and in good standing, you can withdraw funds from your line of credit quickly — this makes it an ideal solution for small emergencies.
When you’re looking to apply, check the location availability. For instance, you should look up an online line of credit in Tennessee if you live in Nashville, Memphis or Knoxville. Otherwise, you might browse through a website that doesn’t even offer options to your state.
Addressing the root cause of your financial trouble will help you avoid mishaps like this altogether. That’s why you should read these tips for cutting down your fitness costs.
How to Cut Your Fitness Costs
Quit Those Expensive Memberships:
Save yourself the membership fees and add-ons — especially if you’re not going to the gym multiple times a week. You can work on your fitness at home.
Make a Minimalist At-Home Gym:
You don’t need expensive machines and contraptions. Dumbbells, kettlebells, resistance bands, jump ropes, sliding discs and rollers are all incredibly useful pieces of equipment that won’t break the bank.
Take Advantage of Online Classes:
You don’t have to spend a ton of money on fitness classes. In fact, you don’t even have to spend money on a commute, either. You can find lots of free workout videos and classes online and follow along at home.
Don’t leave your finances in rough shape! It’s time to cut your fitness costs and bulk up those savings.
