Injuries sustained in car accidents can be life-changing. As well as the obvious psychological and emotional effects, a car crash can have serious monetary repercussions as well. The costs of treatment must be paid. It might cause you to miss time at work, costing you money. The accumulation of problems can occur all too rapidly. When someone else’s carelessness causes an accident, the victims typically seek financial relief from that person’s insurance company.
All drivers in the state of Pennsylvania are mandated by law to have liability insurance. Sadly, this does not necessarily mean that every motorist in the state of Pennsylvania has insurance. There are a lot of drivers on the road who don’t have insurance, and many more who merely have the minimum required coverage and would be seriously underfunded in the event that they caused an accident and severe damage to someone else’s vehicle.
Consult a Personal Injury Attorney in Philadelphia, PA who specializes in personal injury claims to get answers to your particular questions concerning the accident and your legal rights.
Tips for Staying Safe When Traveling in Areas With Uninsured Motorists
The financial repercussions of an accident caused by an uninsured or underinsured motorist can be devastating. Although it may be challenging, you may be able to pursue compensation from the at-fault motorist on an individual basis by going after their assets. It’s possible that even if you win a damages judgment against them, they don’t have enough money to cover all the expenses you incurred as a result of the accident. That’s why it’s a smart idea to think about acquiring uninsured/underinsured motorist (UM/UIM) insurance.
You should always take precautions to safeguard your claim, even if you have chosen to pursue reimbursement from the at-fault party through their insurance company or directly. Fortunately, there is more than one way to get there. After an accident, dial 911 immediately. A formal accident report will be made once law enforcement arrives at the site. Having a copy of the accident report to refer to in court is essential if you plan on suing for damages after the incident.
Write down the time, place, and specifics of the incident. Get the names and numbers of any potential witnesses to the crash. It may also be useful to take images of the incident there and then.
